Free Help & Independent Advice

Government-backed Advice Service

• Advice on benefits, tax, pensions, homes and savings
• Money calculators, helpful articles and regular updates
• Support available online, over the phone or face-to-face

Call: 0800 138 7777 for money guidance or 0800 011 3797 for pensions guidance.

Lines open Mon-Fri 8am-6pm

Visit MoneyHelper

Debt Charity

• Free, impartial advice to get your finances back on track
• A wide range of practical debt solutions
• Support online 24/7 or by phone

Call: 0800 138 1111

Lines open Mon-Fri 8am-8pm and Sat 8am-4pm

Visit StepChange

Free, confidential debt advice

• Guides, fact sheets, budgeting tools and sample letters
• Advice via phone and online

Call: 0808 808 4000

Lines open Mon-Fri 9am-8pm and Sat 9.30am-1pm

Visit National Debtline

Financial support charity

• Find the right support and how to access it
• Search for funds, grants and benefits
• Speak to an adviser in your local area

Call: 0808 802 2000

Lines open Mon-Fri 9am-5pm

Visit Turn2Us

Free debt advice and support

• Free, confidential debt advice
• A personalised action plan for your money
• Help available online or by phone

Call: 0800 280 2816

Lines open Mon-Fri 8am-8pm and Sat 9am-3pm

Visit PayPlan

Free, confidential debt advice

• Free advice on a range of topics, including benefits, debt, housing and consumer rights
• Help with managing your money
• Practical and impartial support online, in person or over the phone

Call: 0800 144 8848 or 0800 702 2020 if you’re in Wales.

Lines open Mon-Fri 9am-5pm

Visit Citizens Advice

UK-wide Online Advice Centre

• Clear, practical advice and support for people experiencing mental health and money worries
• Specialist knowledge of benefits, managing money and mental health care
• Award-winning UK-wide online advice service

Visit Mental Health & Money Advice

Housing and Homeless Charity

• Housing advice including mortgages, rent and benefits
• Help with money and debts
• Talk to someone online or by phone

Contact Shelter using their online support page

Visit Shelter

Free emotional support

• If you are having a difficult time in coping with any part of your life, the Samaritans can provide free support to help
• Samaritans is dedicated to reducing feelings of isolation and disconnection
• Talk to someone online, via email, via post or in a branch

Call: 116 123

Lines open 24 hours, seven days a week

Visit Samaritans

Help and support with gambling problems

• Leading provider of information, advice and support for anyone affected by gambling harms
• Talk to someone online through live chat, on online forums or by phone

Call: 0808 8020 133

Lines open 24 hours, 7 days a week

Visit Gamcare

National Gambling Treatment Service

• Network of organisations working together to provide confidential support and treatment for anyone experiencing gambling-related harms.
• Free to access 7 days a week
• Talk to someone online through live chat or by phone

Call: 0808 8020 133

Lines open 24 hours

Visit BeGambleAware

Free online self-exclusion

• Helps you control your online gambling
• Once registered you will be prevents from using gambling websites and apps for a period that you choose
• This is a free service for users

Visit Gamstop Therapy

Free business advice and financial help for self-employed and business owners

• Advice and financial help from government-backed schemes
• You can also get help with taxation

Visit the Business Support Homepage

Free debt advice over the phone and online

• Free and independent debt advice including a budget tool to help you find the right debt solution for you and your business
• Talk to someone online through webchat or by phone

Call: 0800 197 6026

Lines open Mon-Fri 9am to 8pm

Visit Business Debtline

Benefits and Financial Support

• Information and access to benefits if you are on a low income
• Includes Universal Credit, housing, heating and other support

Visit Benefits homepage